Aye Finance IPO Details, Financials, Valuation & Peers
Explore Aye Finance IPO details, including IPO dates, financial statements, valuation, peer comparison and more.
Overview
Aye Finance Limited is a non-banking financial company (NBFC) providing secured and unsecured working capital loans to small businesses. Its primary offerings include mortgage loans, Saral property loans, and hypothecation-based financing. The company focuses on supporting micro-scale MSMEs across the manufacturing, trading, services, and allied agriculture sectors.
Key highlights include:
- Serves a substantial customer base of 508,224 active customers as of September 30, 2024.
- Operates across 18 states and three union territories.
- Employs a "phygital" approach, combining on-ground service with digital platforms.
- Supports business growth and expansion through asset or property-backed loans.
- Maintains a strong and growing assets-under-management base.
IPO Details
Discover essential information crucial for understanding an IPO, including the Price Band, Fresh Issue, Offer For Sale, Total IPO Size and more. Explore these key details to gain insight into the company's public offering.
| Fields | Details |
|---|---|
| IPO Dates | 09 Feb - 11 Feb 2026 |
| IPO Price Band | ₹122 - ₹129 per share |
| Fresh Issue | 710.00 Cr |
| Offer For Sale | 300.00 Cr |
| Total IPO Size | 1010.00 Cr |
| Face Value | 2 |
| Listing On | BSE, NSE |
IPO Timeline
Explore important dates like IPO opening, closing, listing and others, outlining the journey of the Public Offering. This will help you grasp the entire IPO journey effortlessly.
| Event | Date |
|---|---|
| IPO Opening Date | 09 Feb 2026 |
| IPO Closing Date | 11 Feb 2026 |
| Basis Of Allotment | 12 Feb 2026 |
| Refunds | 13 Feb 2026 |
| Demat Transfer | 13 Feb 2026 |
| IPO Listing Date | 16 Feb 2026 |
Financial Statements
Explore a comprehensive financial data table showcasing key metrics including revenue, expenses, net income, and others. Gain valuable insights about the company's financial performance at a glance, facilitating informed decision-making and strategic planning for subscribing to the IPO.
| Period Ended | 31 Mar 2023 | 31 Mar 2024 | 30 Sep 2024 | 31 Mar 2025 | 30 Sep 2025 |
|---|---|---|---|---|---|
| Assets | 3,126.00 | 4,869.59 | 5,819.05 | 6,338.63 | 7,116.01 |
| Total Income | 643.34 | 1,071.75 | 717.05 | 1,504.99 | 863.02 |
| Profit After Tax | 39.87 | 171.68 | 107.80 | 175.25 | 64.60 |
| NET Worth | 754.49 | 1,232.65 | 1,593.17 | 1,658.87 | 1,727.37 |
| Reserves and Surplus | 724.04 | 1,192.72 | 1,555.39 | 1,621.08 | 1,689.58 |
| Total Borrowing | 2,296.16 | 3,498.99 | 4,083.10 | 4,526.33 | 5,218.50 |
* NPM represents the net profit margin, calculated as a percentage. All other figures are presented in crore (₹cr)
Peer Comparison
Compare key financial metrics with industry peers to gain valuable insights into the company's performance compared to its competitors.
| Name | P/E | EPS | RoNW | NAV |
|---|---|---|---|---|
| Aye Finance Limited | 13.81 | 9.34 | 12.12% | 90 |
| Five-star Business Finance Limited | 12.07 | 36.5 | 18.65% | 215.22 |
| Sbfc Finance Limited | 27.32 | 3.15 | 11.57% | 29.61 |
* Revenue in (₹cr), RoNW in (%), EPS, NAV in (₹). P/E ratio is based on the highest price from the IPO price band.
IPO Reservation
| Investor Type | Shares Offered |
|---|---|
| Qualified Institutional Buyer (QIB) | 5,87,20,929 (75%) |
| Non-Institutional Investor (NII/HNI) | 1,17,44,185 (15%) |
| Retail Individual Investor (RII) | 78,29,457 (10%) |
Subscription Data from NSE and BSE
| Investor Type | Subscribed |
|---|---|
| Qualified Institutional Buyer (QIB) | 1.62 |
| Non-Institutional Investor (NII/HNI) | 0.05 |
| Retail Individual Investor (RII) | 0.81 |
| Total | 1.04 |
* All figures represent multiples of the subscription. Check subscriptions for other ongoing issues here.
IPO Registrar
MUFG Intime India Private Limited (Formerly known as Link Intime India Private Limited)
Phone: + 91 810 811 4949
Email: ipo.helpdesk@linkintime.co.in
Website: https://linkintime.co.in/
Lead Managers
- JM Financial Ltd.
- IIFL Capital Services Ltd.
- Axis Capital Ltd.
- Nuvama Wealth Management Ltd.
Company Address
Aye Finance Ltd.
M-5, Magnum House-I,
Community Centre,
Karampura
New Delhi, New Delhi –110015
Website:https://www.ayefin.com/
Phone:+91 124 484 4000
Email:secretarial@ayefin.com
FAQs
- What is the issue size of the Aye Finance IPO?The Aye Finance IPO has an issue size of 1010.00 Cr. This includes a fresh issue of 710.00 Cr and an offer for sale (OFS) of 300.00 Cr.
- What is the price band of the Aye Finance IPO?The price band for the Aye Finance IPO is ₹122 - ₹129 per share.
- What are the bidding dates for the Aye Finance IPO?The Aye Finance IPO will open for bidding on 09 Feb 2026 and close on 11 Feb 2026.
- What is the allotment date for the Aye Finance IPO?The allotment date for the Aye Finance IPO is 12 Feb 2026.
- What is the minimum lot size and investment required for the Aye Finance IPO?The minimum lot size for the Aye Finance IPO is 116 shares and the minimum investment required is ₹14,964.
- What is the listing date for the Aye Finance IPO?The listing date for the Aye Finance IPO is 16 Feb 2026.
- What is the Aye Finance IPO grey market premium?The grey market premium (GMP) for the Aye Finance IPO is currently at ₹0, with an expected listing gain of approximately -1.55%. Remember, the grey market premium is not an official indicator, but it reflects market perception and demand for the IPO shares.